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reverse mortgage Los Angeles California

REVERSE MORTGAGE CALIFORNIA

Reverse Mortgages allow you to cost-effectively tap your home’s equity and enhance your retirement income.

REVERSE MORTGAGE BENEFITS

  • Reliable Source of Income
  • Tax Free
  • No Monthly Mortgage Repayments
  • Money can be used for any purpose

    REVERSE MORTGAGE INCOMES

  • Monthly
  • Line of Credit
  • Lump Sum
  • Mix and Match
  • Please fill up the application form below and our mortgage specialist will contact you soon!

    REVERSE MORTGAGE APPLICATION

    Home Value:
    Total Mortgages:
    Your Birth Date:
    mm/dd/yyyy
    Spouse Birth Date:
    mm/dd/yyyy
    Your Zip Code:
    Your Name:
    Your Email:
    Phone Number:
    NAME  
    PHONE #  
    SUBJECT  
    BEST TIME  
     

    Reverse mortgages are different from regular home mortgages in two important respects:

  • With reverse mortgage, you don’t have to make monthly repayments. Thus, your income generally has nothing to do with getting a loan or determining the amount of the loan.

  • You can’t lose your home by falling to make monthly loan payments - because you don’t have any to make.

    • REVERSE MORTGAGE QUALIFICATIONS

    • You must own your home and must be at least 62 years old.
    • Your home generally must be your principal residence and you must live in it more than half a year.
    • For the federally insured Home Equity Conversion Mortgage ( HECM ), your home must be a single-family property, a two to four unit building, or a federally approved condominium or planned unit development ( PUD ) For a Fannie Mae Home Keeper Mortgage, you must have a single family home or mobile homes or cooperative apartments.
    • Must own your home or any mortgage balance must be small enough to be paid off with the reverse mortgage.
    • No income required.   No credit check.
    The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program. The only reverse mortgage insured by the U.S. Federal Government.

     
    Refinance

    Our business is to help people refinance out of higher interest rate loans into 30 fixed interest rate loans or low adjustable interest rate loans.

    Advantage of refinacing
  • lower your bills
  • Cash Out
  • Tax Advantage.

  •  
     
    Home Equity

    You can use your home equity for many purposes and even putting more many in your pocket!

  • Pay off credit cards
  • Home Improvements
  • Pay off debts!
  • Pay Taxes
  • Tax Advantage
  • Cash out
  •  
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